Medicare
Personalized help evaluating Medicare Advantage, Medicare Supplement and prescription drug coverage options.
- New to Medicare guidance
- Annual plan reviews
- Coverage and network comparisons
- Prescription drug considerations
PERSONALIZED HEALTH INSURANCE GUIDANCE
Insurance decisions deserve a human approach.
Clear, thoughtful guidance for Medicare and health insurance—so you can understand your options and choose coverage with confidence.
Independent guidance • New York & Florida
A more personal experience
Coverage that fits your life—not the other way around.
We take the time to listen, explain the choices, and help you navigate the details without the pressure.
Medicare • ACA • Individual Health Coverage
WHY LEMBKE HEALTH
Expertise without the overwhelm.
Health insurance can be complicated. Our role is to make it easier to understand—bringing together experience in healthcare, insurance, and client advocacy with a concierge-style approach.
SERVICES
Guidance for the coverage decisions that matter.
ACA & Individual Health
Help navigating individual and family health coverage, including plans available through the health insurance marketplace.
- Plan and premium comparisons
- Network considerations
- Enrollment guidance
- Life-event changes
Ongoing Support
A relationship that continues beyond enrollment, with a knowledgeable resource when questions arise.
- Coverage questions
- Annual check-ins
- Plan changes and transitions
- Personalized client service
THE LEMBKE HEALTH APPROACH
Listen. Explain. Compare. Guide.
There is no one-size-fits-all answer. We start with what matters to you, then walk through the options in plain language.
01Listen — Understand your priorities, physicians, prescriptions and budget.
02Explain — Make the insurance language easier to understand.
03Compare — Review available options based on your needs.
04Guide — Help you make an informed enrollment decision.
ABOUT LEMBKE HEALTH
Healthcare expertise with a personal touch.
Lembke Health Insurance Advisors was created around a simple idea: people deserve time, clarity and personal attention when making important health coverage decisions.
With a healthcare background and a focus on Medicare and health insurance, we help clients understand their choices and feel confident about the coverage they select.
Let's start a conversation →LET'S TALK
Have questions about your coverage?
Schedule a personal conversation to discuss your situation and next steps.